Advanced Loan Calculator with Part Payments & Amortization Schedule

Calculate your loan EMI, total interest, and payment schedule with our advanced loan calculator. Supports part payments, currency selection, and exact payment dates. Perfect for home loans, personal loans, car loans, and mortgage planning.

🔢 Key Features:
✅ Calculate monthly payments (EMI) with exact dates
✅ Add multiple part payments to reduce loan tenure
✅ View detailed amortization schedule
✅ Supports 10+ currencies (USD, EUR, GBP, INR, etc.)
✅ Responsive design – works perfectly on mobile & desktop
✅ AdSense compliant – non-intrusive ad placement

📱 Fully Responsive: Properly spaced labels and values with adjustable layouts for all screen sizes. Clear visibility on mobile devices and tablets.

📝 Calculation Formulas:

1. EMI Calculation:
   EMI = [P × r × (1+r)^n] / [(1+r)^n - 1]
   Where:
   P = Loan amount
   r = Monthly interest rate (annual rate ÷ 12)
   n = Loan term in months

2. Total Interest:
   Total Interest = (EMI × n) - P

3. Part Payment Adjustment:
   Reduces principal amount → lowers remaining interest
   New Principal = Previous Principal - Part Payment

🔍 SEO-Optimized Keywords:
“loan calculator”, “EMI calculator”, “mortgage calculator”, “part payment calculator”, “amortization schedule”, “loan payoff calculator”, “interest calculator”, “personal loan calculator”, “car loan EMI calculator”, “home loan calculator”

✔️ AdSense Compliance:

• Original, valuable financial tool

• Proper content-to-ad ratio

• No deceptive elements

• Transparent calculations

• Mobile-friendly design

✔️ Additional Features:

• Clear value proposition

• Accessible color contrast

• Fast loading performance

• No prohibited content

Plan your loans smarter with precise calculations and payment projections. Bookmark this free financial tool for all your borrowing needs!